TRUIST | Medical Program

Medical Professional Product
Available in the following states: AL, AR, CA, CT, DE, FL, GA, IN, KY, MD, MS, MA, NJ, NC, OH, PA, SC, TN, TX, VA, DC, WV
Eligible Medical Professions include: MD, DO, DPM, DDS, DMD

  • No Private Mortgage Insurance required

    Percent Down Loan Amounts up to
    0% $750,000
    5% $1,000,000
    10% $1,500,000
  • CONDOs - Max Loan Amount $1,000,000

  • 30 & 15 Year Fixed, 5,7,10/6 ARMs available

  • Cash out and Refinances allowed

  • Primary residences only

  • Flexible DTI requirements for high income earners , up to 50% DTI

  • Student loan debt deferred for at least 12 Months excluded from debt-to-income ratio or IBR payments.

  • Single Family Residence, PUDs and Condos (reduced 5% LTV with Condos)

  • 680 Minimum Credit Score with minimal reserve requirements

  • Gift Funds Allowed

  • Minimal Reserves Required

  • Permanent and Non-Permanent Resident Aliens Eligible

  • Employer Recruitment Loans Allowed

BMO Contact Form

Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.