Regions Bank | Medical Program

Medical Professional Product
Available in the following states: AL, AR, FL, GA, IL, IN, IA, KS1, KY, LA, MS, NC, OH2, SC, TN, TX
Eligible Medical Professions include: MD, DO, DDS, DMD

  • No Private Mortgage Insurance required

  • Available to resident doctors or dentists and doctors in the medical or dental profession.

    Percent Down Loan Amounts up to
    0% $750,000
    5% $1,000,000
  • Ability to exclude certain deferred student loan payments from the debt-to-income calculation

  • Ability to close your loan before you begin employment

  • Available regardless of how long you have been practicing

  • Reduced monthly payments since monthly Private Mortgage Insurance (PMI) is not required

BMO Contact Form







Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.


  1. Kansas - Counties of Johnson, Leavenworth, Wyandotte, Linn, Douglas and Miami are approved for origination of all Regions Market Area products, except for Construction and Renovation Permanent products. All other counties are approved only for origination of products that are Pre-Approved Market eligible, as shown in the product descriptions, except for Construction and Renovation Permanent products. ↩︎

  2. Ohio - Brown, Butler, Clark, Clermont, Darke, Greene, Hamilton, Miami, Montgomery, Preble, Warren are approved for origination of all Regions Market Area products. All other counties in Ohio are approved for origination of all mortgage products except Construction and Renovation Perm products. ↩︎