Huntington | Medical Program

Medical Professional Product
Available in the following states: AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY
Eligible Medical Professions include: MD, DO, DDS, DMD, DPM, OD

  • No Private Mortgage Insurance required
  • 1 to 2 unit Principal Residence, PUDS, Townhome and Condos (Non-warrantable condos limited to 90% LTV )
    Percent Down Loan Amounts up to
    0% $750,000
    5% $1,250,000
    10% $2,000,000
  • Refinance options available
  • Student loans in deferment for at least 12 months excluded from debt to income ratio or if IBR can utilize income-based student loan payment calculator
  • Available loan products: 30 Year Fixed, 15 Year Fixed, 15/1 arm, 10/1 arm, 7/1arm, 5/1 arm, 3/1 arm (Amortized over 30 years)
  • 700 Minimum Credit Score ( Allowable to 680 with down payment of 5 to 10% depending on loan amount )
  • Maximum DTI of 50%
  • Closing may occur prior to employment start date with an acceptable signed contract and start date-Gift Funds allowable, can be applied to down payment, closing costs or cash reserves
  • No closing cost rate options are available
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Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.