First Horizon | Medical Program

Medical Professional Product
Available in the following states: AL, AR, CT, FL, GA, LA, NJ1, NY 2, NC, SC, TN, TX
Eligible Medical Professions include: MD, DO, OMS, DPM.

Percent Down Loan Amounts up to Reserves
0% $1,500,000 0
5% $1,999,999 0
10% $2,500,000 18 months
  • No Private Mortgage Insurance required
  • No prepayment penalties
  • For purchase of primary residence only
  • 30 Year Fixed Rate available
  • Student debt not included in qualifying if deferred for more than 12 months
  • Adjustable Rate Mortgages available
  • Minimum 680 middle credit score from all borrowers required.
  • DTI up to 43% allowed
BMO Contact Form







Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.


  1. New Jersey is limited to Bergen, Essex, Hudson, Monmouth, Morris, Ocean, and Union counties
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  2. New York is limited to Bronx, Kings (Brooklyn), Nassau, New York (Manhattan), Queens, Richmond (Staten Island), Suffolk and Westchester counties
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