Regions Bank | Construction Program

Construction Financing Product
Available in the following states: AL, AR, FL, GA, IL, IN, IA, KS1, KY, LA, MS, NC, OH2, SC, TN, TX

  • One-time close without second set of closing costs

  • 90% Loan to Value available on loan amounts up to $1 million

  • Loan amounts up to $2 million

  • Option of Fixed-Rate or Adjustable-Rate Mortgages

  • Primary residences and second homes

  • Interest paid on funds as they are drawn during construction

  • Interest rate is locked before construction begins

  • Build on your lot and finance the cost of construction

  • No prepayment penalty

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Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.


  1. Kansas - Counties of Johnson, Leavenworth, Wyandotte, Linn, Douglas and Miami are approved for origination of all Regions Market Area products, except for Construction and Renovation Permanent products. All other counties are approved only for origination of products that are Pre-Approved Market eligible, as shown in the product descriptions, except for Construction and Renovation Permanent products. ↩︎

  2. Ohio - Brown, Butler, Clark, Clermont, Darke, Greene, Hamilton, Miami, Montgomery, Preble, Warren are approved for origination of all Regions Market Area products. All other counties in Ohio are approved for origination of all mortgage products except Construction and Renovation Perm products. ↩︎