First Horizon | Construction Program


Construction Financing Product
Available in the following states: AL, AR, CT, FL, GA, LA, NJ1, NY 2, NC, SC, TN, TX

  • Quick builder approvals
  • Minimum 680 middle credit score from all borrowers required.
  • Primary Residence only
  • Interim construction loans - interest only
  • No prepayment penalties
  • 5/6, 7/6, 10/6 ARMs available
  • Minimum loan amount of $647,201
    Percent Down Loan Amounts up to
    20% $1,000,000
    25% $2,000,000
    35% $3,000,000
  • Greater loan amounts available case by case
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Disclaimer: The postings on this site do not represent these banks' positions, strategies, or opinions. Programs are available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Loan programs are subject to change without notice. Restrictions may apply.


  1. New Jersey is limited to Bergen, Essex, Hudson, Monmouth, Morris, Ocean, and Union counties
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  2. New York is limited to Bronx, Kings (Brooklyn), Nassau, New York (Manhattan), Queens, Richmond (Staten Island), Suffolk and Westchester counties
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